Home & contents insurance

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Protect your home and the valuables you work hard for

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Whatever your style of home, you'll want to make sure it's protected. That's where RemServ can help with this:

Why choose home insurance through RemServ underwritten by Allianz?

We've taken the hassle out of comparing our insurance products. Our home building and contents insurance includes a range of features and benefits designed to give you peace of mind. Whether you are looking for cover for insured events or more comprehensive cover, we can assist.

Our home insurance offers:

  • Up to 30% No Claim Bonus*+
  • Combine your building and contents cover on the one policy to receive up to 10% discount*
  • Quick and easy claims service 24/7

Benefits

  • Accidental glass breakage cover
  • Combine your building and contents cover to receive up to 10% discount*
  • Option of building and/or contents cover
  • We can protect your portable items such as mobile phones, cameras and engagement ring, when you take them out of your home, even overseas
  • Option to change your excess to reduce your premium
  • Up to $2,500 for any one occurrence for lost or theft of your credit card

 

Choice of home insurance products

SureCover Home Insurance

Protection in the event that your home is broken into or damaged by insured events such as storm, fire or earthquake.

SureCover Plus Home Insurance

This cover includes everything from our SureCover product plus some higher policy limits and some additional features and benefits such as cover for fusion of household electric motors.

SureCover Gold Home Insurance

Our premium product covers you for any accidental loss of damage to your buildings and/or contents (unless we state otherwise in the policy). Other benefits include legal defence costs, cover for contents in transit and double the legal liability of our SureCover product.

Home insurance comparison table

 

SureCover home Insurance

SureCover Plus Home Insurance

SureCover Gold Home Insurance

If you have claim under this policy we give benefits for:

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Cover for events such as Fire, Storm, Theft and Earthquake

Insured Events

  • Accidental breakage (of glass)
  • Earthquake and tsunami
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning or thunderbolts
  • Malicious acts
  • Riot or civil
  • Commotion
  • Storm, rainwater or run-off
  • Theft, burglary or housebreaking
  • Water of other liquid damage

Insured Events

  • Accidental breakage (of glass)
  • Earthquake and tsunami
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning or thunderbolts
  • Malicious acts
  • Riot or civil
  • Commotion
  • Storm, rainwater or run-off
  • Theft, burglary or housebreaking
  • Water of other liquid damage
  • Accidental Damage
Automatic indexation of sum insured Yes Yes Yes
Compensation for death Yes Yes Yes
Contents in safe deposit box at a bank Yes Yes Yes
Contents in the open air at your risk address Yes Yes Yes
Credit cards - cover for loss or theft Up to $2,500 Up to $5,000 Up to $5,000
Guests', visitors' and domestic helpers' property Yes Yes Yes
Legal liability cover Up to $10,000,000 Up to $20,000,000 Up to $20,000,000
Replacement of locks and cylinders Up to $1,000 Up to $1,000 Up to $2,000
Security firm attendance Yes Yes Yes
Temporary removal of contents from your risk address Up to 20% of contents sum insured with sub-limits for selected contents Up to 20% of contents sum insured with sub-limits for selected contents Up to 20% / $7,500 of contents sum insured with sub-limits for selected contents
Title deeds Yes Yes Yes
Veterinary costs Yes Yes Yes
Fusion of electric motors - Motors up to 10 years old Motors up to 12 years old
Spoilage of perishable food - Up to $500 No specific limit
Legal defence costs - - Yes
Tax audit - - Yes
Transit to your new place of residence - - Yes

This information about insurance cover is a summary only.  You should consider whether this insurance product is suitable for your circumstances and consider the Policy Document (Product Disclosure Statement) ('PDS') available from our website.

 

Ready to find out more?

*Minimum premiums may apply
Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also ap ply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Any online discounts offered are applied to our standard rates (excluding optional covers) [and are f or the first years premium only (unless stated otherwise)]
+No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.

 

Disclaimer: Remuneration Services (Qld) Pty Ltd (ABN 46 093 173 089; AR No. 293159) arranges this insurance as agent for the insurer Allianz Australia Insurance Limited (ABN 15 000 122 850; AFSL No. 234708). We do not provide advice on this insurance based on any consideration of your objectives, financial position or need. Policy terms, conditions, limits, exclusion and underwriting criteria apply. Before making a decision please consider the relevant Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

FAQ's

What is Building and Contents Insurance?

You need peace of mind knowing that your home and its contents are covered for the unexpected. We provide a wide range of standard benefits and make i...

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