Home & contents insurance

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Protect your home and the valuables you work hard for

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Whatever your style of home, you'll want to make sure it's protected. That's where RemServ can help with this:

Why choose home insurance through RemServ underwritten by Allianz?

We've taken the hassle out of comparing our insurance products. Our home building and contents insurance includes a range of features and benefits designed to give you peace of mind. Whether you are looking for cover for insured events or more comprehensive cover, we can assist.

Our home insurance offers:

  • Up to 30% No Claim Bonus*+
  • Combine your building and contents cover on the one policy to receive up to 10% discount*
  • Quick and easy claims service 24/7

Benefits

  • Cover against a range of insured events including: fire, theft and storm damage
  • Where Allianz replace your contents, they will be replaced as new
  • Guest's and visitor's property cover up to $5,000
  • Combine your building and contents to cover onto one policy and receive up to 10% discount*
  • Option to increase your excess to reduce your premium*

 

Choice of home insurance products

Vital Home Insurance

Protection in the event that your home is broken into or damaged by insured events such as storm, fire or earthquake.

Classic Home Insurance

This cover includes everything from our Vital product plus some higher policy limits and some additional features and benefits such as cover for fusion of household electric motors.

Prestige Home Insurance

Our premium product covers you for any accidental loss of damage to your buildings and/or contents (unless we state otherwise in the policy). Other benefits include legal defence costs, cover for contents in transit and double the legal liability of our Vital product.

Home insurance comparison table

 

Vital Home Insurance^

Classic Home Insurance^

Prestige Home Insurance^

If you have claim under this policy we give benefits for:

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Cover for events such as Fire, Storm, Theft and Earthquake

Insured Events

  • Accidental breakage (of glass)
  • Earthquake and tsunami
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning or thunderbolts
  • Malicious acts
  • Riot or civil
  • Commotion
  • Storm, rainwater or run-off
  • Theft, burglary or housebreaking
  • Water of other liquid damage

Insured Events

  • Accidental breakage (of glass)
  • Earthquake and tsunami
  • Explosion
  • Fire or smoke
  • Impact damage
  • Lightning or thunderbolts
  • Malicious acts
  • Riot or civil
  • Commotion
  • Storm, rainwater or run-off
  • Theft, burglary or housebreaking
  • Water of other liquid damage
  • Accidental Loss or Damage
Automatic indexation of sum insured Yes Yes Yes
Compensation for death Up to $10,000 Up to $10,000 Up to $10,000
Contents in safe deposit box at a bank Up to $2,000 Up to $2,000 Up to $2,000
Contents in the open air at your risk address Yes Yes Yes
Credit cards - cover for loss or theft Up to $2,500 Up to $5,000 Up to $5,000
Guests', visitors' and domestic helpers' property Up to $5,000 Up to $5,000 Up to $5,000
Legal liability cover Up to $10,000,000 Up to $20,000,000 Up to $20,000,000
Replacement of locks and cylinders Up to $1,000 Up to $1,000 Up to $2,000
Security firm attendance Up to $500 Up to $500 Up to $500
Temporary removal of contents from your risk address Up to 20% of contents sum insured with sub-limits for selected contents Up to 20% of contents sum insured with sub-limits for selected contents Up to 20% / $7,500 of contents sum insured with sub-limits for selected contents
Title deeds Up to $2,000 Up to $2,000 Up to $2,000
Veterinary costs Up to $500 Up to $500 Up to $500
Fusion of electric motors - Motors up to 10 years old Motors up to 12 years old
Spoilage of perishable food - Up to $500 Up to $500
Legal defence costs - - Up to $500
Tax audit - Up to $5,000 Up to $5,000
Transit to your new place of residence - - Yes

^Policy Terms, conditions, limits and exclusions apply. Before making a decision, please refer to the Product Disclosure Statement. 

This information about insurance cover is a summary only.  You should consider whether this insurance product is suitable for your circumstances and consider the Policy Document (Product Disclosure Statement) ('PDS') available from our website.

 

Ready to find out more?

This information about insurance cover is a summary only.  You should consider whether this insurance product is suitable for your circumstances and consider the Policy Document (Product Disclosure Statement PDS) available on our website.


*Minimum premiums may apply
Minimum premiums may apply. Any discounts/entitlements may be subject to rounding and only apply to the extent any minimum premium is not reached. If you are eligible for more than one, we also apply each of them in a predetermined order to the premium (excluding taxes and government charges) as reduced by any prior applied discounts/entitlements. Any online discounts offered are applied to our standard rates (excluding optional covers) and are for the first year’s premium only (unless stated otherwise).

+
No Claim Bonus
To qualify for the maximum No Claim Bonus of 30%, customers must have had no home or contents insurance claims in the preceding five years. However, customers who have had up to two claims may still qualify for reduced No Claim Bonus.

 

Disclaimer: Remuneration Services (Qld) Pty Ltd (ABN 46 093 173 089; AR No. 293159) arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.  Before making a decision, please consider the Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services

Product Disclosure Statement
If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

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