Comprehensive Insurance

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Comprehensive Car Insurance

This is the highest level of cover. It includes cover for fire, theft, accidents and malicious damage. It also covers your legal liability for loss or damage to someone else's property caused by a car accident which is partly or fully your fault.

 

Cover for accidental loss of or damage to your vehicle
New for old replacement of a new vehicle after a total loss, if:

- you purchased your vehicle new (or as a demonstrator model) from the manufacturer or their dealer;

- your vehicle is less than 2 years old from its first registration at the time it is declared a total loss;

- where relevant, your financier has given its written consent; and

- a new replacement vehicle is available in Australia.
Cover for your legal liability for loss or damage to other people's property and legal liability for supplementary bodily injury - up to $20 million for any one event or series of related events
Approved legal costs arising from a claim for liability covered by the policy
Cost of emergency repairs after a covered accident – up to $500 for any one incident  
Rental car after theft of your vehicle - $100 per day limit, up to 30 days
Temporary cover on replacement vehicle – 14 days
Reasonable cost of towing after a covered incident
More benefits
Trailer and caravan cover -$1,000 or market value of the trailer or caravan, whichever is the lesser
Cover for personal items in your vehicle - Up to $1,000 for any one incident
Cover for reasonable additional accommodation and travelling expenses after a covered accident, provided that your vehicle was more than 100km from where it is normally parked at night - Up to $1,000 for any one incident
Cover for transportation costs if your vehicle cannot be safely driven home after a covered accident - Up to $500 for any one incident
Legal liability cover when using a substitute vehicle
Lock re-keying / re-coding if the keys to your vehicle are stolen - Up to $1,000 for any one incident
Cover for child seat / baby capsule in your vehicle after a covered accident - Up to $500 for any one incident
Optional benefits you can add
Rental car following accident, where available - $100 per day limit, up to 30 days
Removal of basic excess for windscreen claims if the broken windscreen is the only damage to your vehicle - 1 replacement and 2 repairs in any period of insurance
Cover for tools of trade - Up to $3,000 for any one incident
Options you can select to decrease your premium
Named driver option
 
 



Ready to find out more?

 

Disclaimer: Remuneration Services (Qld) Pty Ltd (ABN 46 093 173 089; AR No. 293159) arranges this insurance as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL No 234708. We do not provide any advice based on any consideration of your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply.  Before making a decision, please consider the Product Disclosure Statement. If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services

Product Disclosure Statement.
If you purchase this insurance, we will receive a commission that is a percentage of the premium. Ask us for more details before we provide you with services.

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