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A comprehensive list of salary packaging items

Salary packaging could be available on a wide range of expenses and items depending on your industry sector and your employer's salary packaging policy.  Select your industry group from the tabs below to see some of the benefits you could package, and contact us or your employer to find out more about the benefits available to you.

Showing 11 to 20 of 33

Take care of your health - and your hip pocket

2.4.9 Health Insurance _iStock_000008901385Large_265 x 165Ease the cost of private health insurance by salary packaging the premiums.

We often hear about the importance of
private health insurance, as the cost of an unexpected medical expense can often be significant. To save on the amount you pay for your health insurance, and keep more money in your pocket to spend on other things, why not salary package your premium?

What exactly can I package?

You could package your private health insurance premiums.

Who can package this?

You could salary package private health insurance premiums  if you work for a:

  • private or public not-for-profit hospital
  • charity or other not-for-profit organisation
  • private school, club, association or religious institution

and your employer offers this as part of your workplace benefits program.  

Still not sure whether you can package health insurance premiums? Log into My Employer Hub to ensure your employer offers this benefit.

How much could you save each year?

At RemServ, we take the guesswork out of salary packaging.

Use our salary packaging calculator to estimate how much you could save.

Ready to get started?

Already packaging - but now want to package health insurance too?

Health insurance

Take care of your health - and your hip pocket. Ease the cost of private health insurance by salary packaging the premiums.

Find out more

Pay off your HELP/HECS debt quicker with salary packaging

Salary packaging could help you pay off HELP or HECS debt sooner than you think. It doesn't matter how much or how little you earn. Even on an income of $35,000 a year, you could save up to $1,300 a year.

Who can package HELP/HECS payments?

You could salary package HELP/HECS payments if you work for a:

  • charity or other not-for-profit organisation
  • government department or agency
  • corporate or private sector organisation

and your employer offers this as part of your workplace benefits program.

Still not sure whether you can package financial planning fees? Refer to your Employer's Information Booklet in My Employer Hub to ensure your employer offers this benefit.

How much could you save each year?

At RemServ, we take the guesswork out of salary packaging.

Use our salary packaging calculator to estimate how much you could save.

Ready to get started?

Already packaging - but need to tell your payroll to take out additional HELP or HECS repayments?  

HELP/HECS payments

Salary packaging could help you pay off HELP or HECS debt sooner. It doesn't matter how much or how little you earn.

Find out more

Effective from 1 April 2017, a single annual cap limit of $2,650 ($5,000 ‘grossed-up’) will apply to Meal Entertainment and Venue Hire benefits.

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This new limit is a combined cap across both benefits applicable each Fringe Benefits Tax (FBT) year (from 1 April to 31 March the following year).

What does ‘grossed-up’ value mean?

The grossed-up taxable value of a benefit is the salary that employees would have to earn in order to purchase the benefit from after-tax dollars. The grossed up value of these benefits combined will be $5,000. However, the actual dollar amount that customers can spend per FBT year for both benefits combined will be $2,650.

Who can package venue hire?

You can salary package venue hire if you work for a:

  • private or public not-for-profit hospital
  • charity or other not-for-profit organisation.

and your employer offers this as part of your workplace benefits program.

Still not sure whether you can salary package holiday accommodation or venue hire? Then simply log into My Employer Hub and refer to your Employer's Information Booklet.

Venue Hire:

  •          holiday accommodation
  •          whether you're travelling locally or overseas, you can pay for the cost of your
    holiday accommodation using your pre-tax dollars
  •          venue hire.

You can also use pre-tax dollars to pay for the hire of a venue or other facilities for special celebrations such as weddings, birthdays or anniversaries. The celebration could be for yourself, your spouse - or for your children.

How much could you save each year?

At RemServ, we take the guesswork out of your new salary packaging lifestyle.

Use our salary packaging calculator to estimate how much you could save.

Ready to get started?

Already packaging - but now want to package holiday accommodation and events too?

 

Holiday accommodation

Planning a holiday? You may be eligible to salary package the cost of your next holiday accommodation.

Find out more

You could pay less interest - and own your home sooner

undefinedSalary packaging your mortgage payments could help you own your home sooner.

By contributing pre-tax dollars towards your mortgage payments you could reduce the term of your loan - and save on interest too.

What exactly can I package?

You can salary package both principal and interest payments. It's up to you.

Who can package mortgage payments?

To salary package mortgage payments you must be the owner-occupier of your home and work for a:

  • private or public not-for-profit hospital
  • charity or other not-for-profit organisation.

Still not sure whether you can package mortgage payments? Then simply log into My Employer Hub and refer to your Employer's Information Booklet.

An example: salary packaging mortgage payments

Joanne works for a not-for-profit private hospital and earns $65,000 a year (excluding super contributions).

She is considering salary packaging the maximum allowable amount of $9,010 towards her mortgage payments.

By choosing to salary package her mortgage payments (rather than paying for them from her post-tax salary) Joanne increases her disposable salary by $2,948 a year - or $113 a fortnight.

How much could you save each year?

At RemServ, we take the guesswork out of your new salary packaging lifestyle.

Use our salary packaging calculator to estimate how much you could save.

Ready to get started?

Already packaging - but now want to start packaging mortgage payments too?

Home mortgage

You could pay less interest - and own your home sooner. Salary packaging your mortgage payments could help you own your home sooner.

Find out more

Salary Package your home office costs

Home Office ExpensesIf you often purchase supplies for your home office or home working facilities, you may be eligible to salary package the cost of these items.

What exactly can I package?

You could package home office expenses such as:

  • stationery
  • a leased or rented computer
  • a fax machine
  • filing cabinets
  • a photocopier
  • maintenance or repairs on your home office equipment or facilities
  • software.

Who can package this?

Most employees can salary package home office expenses.

Log into My Employer Hub to ensure your employer offers this benefit.

How much could you save each year?

At RemServ, we take the guesswork out of salary packaging.

Use our salary packaging calculator to estimate how much you could save.

Ready to get started?

Already packaging - but now want to package home office expenses too?

Home office expenses

Deck out your home office - and save. If you often purchase supplies for your home office or home working facilities, you may be eligible to salary package the cost of these items.

Find out more

You could salary package your insurance premiums - and save

Insurance iStockWhen you pay for your insurance with pre-tax dollars you can enjoy extra peace of mind knowing you're financially covered and you could save on tax at the same time.

What exactly can I package?

You could salary package the premiums of policies for:

  • life insurance
  • home and contents insurance
  • health insurance
  • disability or income protection insurance
  • general insurance premiums, such as car and home insurance.

Note: You can salary package your disability or income protection insurance on top of your salary packaging cap limit.

RemServ offers great value insurance for your home and car - click here for an online quote.

Who can package this?

You could salary package insurance premiums if you work for a:

  • private or public not-for-profit hospital
  • charity or other not-for-profit organisation

and your employer offers this as part of your workplace benefits program.
 
Log into My Employer Hub to ensure your employer offers this benefit.

How much could you save each year?

At RemServ, we take the guesswork out of salary packaging.

Use our salary packaging calculator to estimate how much you could save.

Ready to get started?

Already packaging - but now want to package insurance premiums too?

Insurance

You could salary package your insurance premiums - and potentially save

Find out more

Living away from home allowance

If you have to live away from home temporarily for work purposes, you could salary package some of your expenses and save money.

Effective from 1 April 2017, a single annual cap limit of $2,650 ($5,000 ‘grossed-up’) will apply to Meal Entertainment and Venue Hire benefits.

undefined

This new limit is a combined cap across both benefits applicable each Fringe Benefits Tax (FBT) year (from 1 April to 31 March the following year).

What does ‘grossed-up’ value mean?

The grossed-up taxable value of a benefit is the salary that employees would have to earn in order to purchase the benefit from after-tax dollars. The grossed up value of these benefits combined will be $5,000. However, the actual dollar amount that customers can spend per FBT year for both benefits combined will be $2,650.

Who can package Meal Entertainment?

You can salary package Meal Entertainment if you work for a:

  • private or public not-for-profit hospital
  • charity or other not-for-profit organisation

and your employer offers this as part of your workplace benefits program.  

Still not sure whether you can package Meal Entertainment? Then simply log into My Employer Hub and refer to your Employer's Information Booklet.

The RemServ Wallet

The easiest way to salary package your Meal Entertainment expenses is to use your RemServ Wallet. 

The RemServ Wallet is a card that gives simple access to Living Expenses and Meal Entertainment benefit money, making it easier to live, spend and save smarter. 

Your before-tax dollars are loaded onto your card by RemServ, making it easy to pay when you're out and about, paying online or over the phone. 

The innovative RemServ Wallet can help you get more out of your income through:

  •  management of both Living Expenses and Meal Entertainment benefits with one smart card
  • view real time card balances through your RemServ Online account
  • tap and go with Visa payWave technology
  • simple application process - no forms or fuss!

How much could you save each year?

At RemServ, we take the guesswork out of your new salary packaging lifestyle.

Use our salary packaging calculator to estimate how much you could save.

Ready to get started?

Already packaging - but now want to package the RemServ Wallet too?


  • call us on 1300 30 39 40
  • Visit out website to learn more about the RemServ Wallet
Meal Entertainment Card

You could save every time you dine out with family and friends. Want to save on the cost of your food and drinks when you dine out with others? With RemServ's Meal Entertainment benefit you could save hundreds of dollars each year.

Find out more

Save on the cost of running your car by salary packaging fuel, registration, maintenance, servicing and repairs

undefinedThe pre-tax funds you set aside for your novated lease can cover all on-road costs associated with running and maintaining your vehicle - such as fuel, registration and insurance.

RemServ offers more financial benefitsundefined

RemServ also provides the following services:

  • After-market inclusions without paying GST

after it has been ordered, you can add accessories to your vehicle such as tinted windows, a Bluetooth device or a parking camera - GST-free.

  • Discounted fuel

industry buying power provides access to discounts on fuel.

  • Maintenance pre-authorisation

our qualified mechanics will authorise work on your car to ensure you don't pay for anything you don't need.

Ready to find out more?

Motor Vehicle operating expenses

Save on the cost of running your car by salary packaging fuel, registration, maintenance, servicing and repairs. The pre-tax funds you set aside for your novated lease can cover all on-road costs associated with running and maintaining your vehicle - such as fuel, registration and insurance.

Find out more

Salary package the cost of your car with a novated lease

CarA novated lease is a popular and tax-effective way to afford the car you want.

There are many benefits of a novated lease the main one being that you could save thousands of dollars.  

What is a novated lease?

A novated lease is a three-way agreement - between you, your employer and a financier - to lease your chosen car.

The car is leased in your name, and we pay the lease repayments and car running costs on your behalf, using the pre-tax funds from your salary packaging account.

The car you lease is up to you. You can choose:

  • a new car
  • a used car
  • or your existing car.

If you are considering packaging a used car or your existing vehicle, some conditions may apply.

Generally, you can choose to lease a car for anywhere between one to five years, provided the car is not more than seven years old.

Who can benefit from a novated lease?

Lease novation could benefit almost anyone who has a car. You don't have to be a high-income earner or drive high kilometres to benefit.

By paying for your regular car expenses before you're taxed, you reduce your taxable income. That means you could pay less tax and end up with more money in your pocket.

If you work in the health or charity sector, a novated lease can be packaged on top of your salary packaging cap limit using a combination of your pre and post-tax pay. That's even extra value.

What are the benefits of a novated lease?

Big savings

Because we source so many cars, we get great prices. When you finance a new car through a novated lease, you pay no GST on the purchase price and save on running costs like maintenance, tyres and fuel.

Get more from your pay

With a novated lease, car repayments are made before your salary is taxed, this reduces your taxable income - and you pay less tax. Because you pay less tax, you could end up with more money in your pocket.

Save time

A novated lease can save you time looking for a car and haggling with car salespeople. We manage the finance application process and get you a fast response.

We do the hard work for you

We can provide an obligation-free quote to match your needs and help you find your car - and get a great deal. We can also arrange your finance and comprehensive insurance and provide a maintenance pre-authorisation service (our qualified mechanics authorise work on your car to ensure you don't pay for anything you don't need).

Ready to find out more?

Novated lease

Salary package the cost of your car with a novated lease. A novated lease is a popular and tax-effective way to afford the car you want.

Find out more

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